The inception of smartphones has radically changed our lives, mostly for the good. Now, you can do a lot of things from your smartphone, without going anywhere. It’s safe to say that our lives have become a lot easier with mobile devices. Among such things, making payments is one. You can send and receive money through your phones almost instantly.
It’s not just limited to your country, but you can also conduct transactions internationally. Even though many banks offer mobile applications, they still come with many limitations. To counter this issue, you can use a good mobile payment application that offers all the necessary features that help you make payments the way you want. If you’ve never used such applications for making transactions, you’re really missing out on something here.
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Top 7 mobile payment apps
There are tons of applications out there that allows you to transact from your smartphones. But, only a few of them offer reliability, great features, and fast transactions. Continue reading to find out about the 7 best mobile payment apps for your mobile.
Most of you may have already been aware of the payment giant. Many people label this company as the pioneer of digital payment system. Right from its inception, PayPal has been serving millions of people around the world with its superior services. This company also offers a mobile app that offers all the features you need to make transactions swiftly. PayPal is a great option for both individuals and companies. Many merchants use this application for its reliability. This app is available for both Android and iOS devices. The transaction fee is very less when compared to other such services. This app supports almost all the countries, which is a really good thing.
The tech giant, Google has tons of mobile applications that are being used by millions of people all over the world. Among the Google’s application ecosystem, Google Pay is one, which is dedicated for the payments. You can easily have faith in an app that comes from the Internet’s Big Daddy, Google. One of the key features of this app is the top level security it offers. The services are completely encrypted with the high range security algorithms developed by Google. It doesn’t even use your card number that you enter, but instead it uses an encrypted alternative number for your safety. This application is compatible with both iOS and Android devices.
This is one more app that is quite popular among the crowds. PayPal has recently acquired this company, which only strengthens the reliability of services. You can download this app, register for an account and start making payments almost instantly. For registration purposes, you can also have the ability to use your Facebook account. The services are very fast, reliable, and secure. You can send and receive money seamlessly with this app. You can either use a phone number or an email address to make transactions. There are absolutely no charges for making payments, but this app charges 3% for using a credit card. You can use this application on both Android and iOS devices.
If you’re looking for something that’s completely simply and easy to use for making payments, Apple Pay is the way to go. Actually, you don’t even have to install any application to use this service. It’s integrated in the iMessage, which is a default app for all the iOS devices. Making transactions with Apple Pay is quite an easy task. You can pay bills, send money to people, pay for your purchases with this service. You can do all these things right from your iMessage. You can even ask Siri to make payments on your behalf through this service. Furthermore, Apple Pay can be used to pay at tons of retailers such as McDonald’s, Starbucks, Best Buy, and many others.
One more app that offers fast, secure, and more importantly easier mobile payment services is none other than the Square Cash. Initially started as a POS service, this company has begun offering the mobile transaction services. With this app, you can send and receive money effortlessly. This app is suitable for both individuals and businesses. You can send money through this app with any fee attached. For added security, you can use either a passcode or fingerprint to safeguard your payments. This application is compatible with both Android and iOS devices.
This app has been developed and operated by Mastercard, one of the leading transaction services in the world. With this app, you can easily pay bills whenever you eat or drink outside. You can even split bills with your friends or family, using this application. You can also discover merchants nearby who offer Qkr services for the payments. Additionally, you can create Masterpass account which is a digital wallet powered by Mastercard. This account lets you integrate Visa, Mastercard, Discover, and American Express cards to your wallet. You can download this app and start using it on both iOS and Android devices.
The electronic giant, Samsung has introduced its application that lets you make payments with ease. Samsung Pay is a highly secure payment app that offers fast and simpler transactions. One of the main benefits of using this app is, that it’s supported by many merchants all over the world. This app used NFC technology to process transactions. All you need to do is to hold your smartphone near the POS machine and wait for the transaction to complete. This app transmits the information to the machine through Magnetic Secure Transmission technology. This app is currently compatible with selected Samsung devices exclusively.
We’ve thoroughly tested all the above-mentioned mobile payment apps before listing them here. All of these apps are highly secure, fast and easy to use. Depending on your preferences, you can start download an app and start using to make payments easily from your smartphone. By doing so, you can save a lot of time and energy. If you have got any doubts or opinions regarding this topic, please feel free to comment below.